Effective Date: 1st June 2023
1. Use of Services
1.1 Eligibility: You must be at least 18 years old to use Mortgage CoPilot. By using our services, you represent and warrant that you are of legal age to form a binding contract.
1.2 Account Creation: Some features of Mortgage CoPilot may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate, current, and complete information during the registration process.
1.3 Prohibited Conduct: When using Mortgage CoPilot, you agree not to:
a) Violate any applicable laws, regulations, or third-party rights;
b) Use our services for any fraudulent or unauthorized purposes;
c) Transmit any viruses, malware, or harmful content;
d) Interfere with or disrupt the functionality of Mortgage CoPilot or its servers;
e) Collect or store personal information of other users without their consent;
f) Engage in any activity that may cause harm or damage to Mortgage CoPilot or its users.
2. Intellectual Property
2.1 Ownership: Mortgage CoPilot and its content, including but not limited to text, graphics, logos, images, and software, are owned by Mortgage CoPilot or its licensors and are protected by intellectual property laws. You may not use, reproduce, modify, or distribute any content from Mortgage CoPilot without prior written consent.
2.2 User Content: By submitting any content, including but not limited to reviews, comments, or suggestions, you grant Mortgage CoPilot a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, adapt, publish, and display the content for any purpose related to our services.
3. Disclaimer of Warranties
Mortgage CoPilot provides its services on an "as-is" and "as available" basis. We do not warrant or guarantee the accuracy, reliability, or completeness of any information or content provided through our services. Your use of Mortgage CoPilot is at your own risk, and we disclaim all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
4. Limitation of Liability
To the fullest extent permitted by applicable law, Mortgage CoPilot and its affiliates, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to damages for loss of profits, data, or goodwill, arising out of or in connection with your use of Mortgage CoPilot.
5. Modification and Termination
6. Governing Law
7. Contact Us